Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content 5 Benefits of Working in Retirement Here are 5 reason why you may consider working through retirement. The Business Cycle How will you weather the ups and downs of the business cycle? My Retirement Savings Estimate how long your retirement savings may last using various monthly cash flow rates.