Your DNA Test Preparing for the unexpected can make all the difference if your family relies on your income. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Charitable Giving: Smart from the Heart Do you have causes that you want to support with donations? More Than a Paycheck Understanding the basics of disability income protection. What Is a 1035 Exchange? 1035 exchanges provide a way to trade-in an annuity contract or life insurance policy without triggering a tax liability.